body {background-image:url('background.jpg');
background-repeat:no-repeat;
background-position:top center;

font-family:verdana,arial,'sans serif';

padding-top:0;
padding-bottom:0;
padding-left:0;
padding-right:0;
margin-top:0;
margin-bottom:0;
margin-left:0;
margin-right:0;}

.topnav {background-image:url(tab1.jpg);text-align:center;height:25px;width:200px;} 
.topnav a:link {color:white;text-decoration:none;}
.topnav a:visited {color:white;text-decoration:none;}
.topnav a:hover {color:gold;text-decoration:none;}
.topnav a:active {color:white;text-decoration:none;} 



.lownav {background-image:url(tab2.jpg);text-align:left;height:25px;font-size:15px;} 
.lownav a:link {color:black;text-decoration:none;}
.lownav a:visited {color:black;text-decoration:none;}
.lownav a:hover {color:gold;text-decoration:none;}
.lownav a:active {color:black;text-decoration:none;}